At Moneta, independence isn’t just a structural choice—it’s a core value that defines how we serve our clients. As a 100% partner-owned, fee-only Registered Investment Advisor (RIA), we are uniquely positioned to provide objective, client-first financial guidance.
What Does It Mean to Be an Independent RIA?
Being an independent RIA means Moneta is not affiliated with any brokerage firm or financial institution. We don’t sell proprietary products or earn commissions. Instead, we operate under a fiduciary standard, which legally and ethically requires us to act in your best interest—always.
Just as importantly, Moneta has no outside ownership or private equity backing. This means we are free from external pressures that could influence our advice or business decisions. Our only stakeholders are our clients and our partner-owners—ensuring our priorities are always aligned with yours.
Why It Matters to You
1. Fiduciary Commitment
We are held to the highest standard of care in the financial industry. Unlike brokers who may only need to recommend “suitable” products, we are obligated to recommend what is truly best for you.
2. Fee-Only Transparency
Our compensation is straightforward and transparent. We don’t earn commissions or referral fees, so our advice is never influenced by outside incentives.
3. Personalized, High-Touch Service
Our partners are also owners. They are deeply invested in your long-term success and intentionally limit the number of clients they serve to ensure you receive the attention you deserve.
4. Deep Expertise and Resources
Moneta combines the agility of a boutique firm with the scale of a national leader. Our advisors include professionals with advanced degrees in law, business, and finance. You benefit from this collective expertise and our robust infrastructure.
5. Entrepreneurial Spirit, Backed by Scale
Our partner-led teams operate with autonomy while leveraging Moneta’s centralized services. This model empowers advisors to innovate and adapt while ensuring you receive consistent, high-quality support.
A Legacy of Client-Centered Service
Moneta’s roots trace back to 1869, and we’ve been a Registered Investment Advisor since 1989—long before “fiduciary” became a buzzword. Our mission has always been to empower people to navigate life’s path and protect what they cherish.
In Summary
In a financial world full of complexity and competing interests, Moneta’s independence is a beacon of clarity and trust. For you, it means advice that is unbiased, relationships that are enduring, and a partner who is always on your side.
Reach out to the Johnson team at JohnsonTeam@monetagroup.com to discuss your strategic options or learn more about our team here: monetagroup.com/johnson/
© 2025 Advisory services offered by Moneta Group Investment Advisors, LLC, (“MGIA”) an investment adviser registered with the Securities and Exchange Commission (“SEC”). MGIA is a wholly owned subsidiary of Moneta Group, LLC. Registration as an investment adviser does not imply a certain level of skill or training. The information contained herein is for informational purposes only, is not intended to be comprehensive or exclusive, and is based on materials deemed reliable, but the accuracy of which has not been verified.
Trademarks and copyrights of materials referenced herein are the property of their respective owners. Index returns reflect total return, assuming reinvestment of dividends and interest. The returns do not reflect the effect of taxes and/or fees that an investor would incur. Examples contained herein are for illustrative purposes only based on generic assumptions. Given the dynamic nature of the subject matter and the environment in which this communication was written, the information contained herein is subject to change. This is not an offer to sell or buy securities, nor does it represent any specific recommendation. You should consult with an appropriately credentialed professional before making any financial, investment, tax or legal decision. An index is an unmanaged portfolio of specified securities and does not reflect any initial or ongoing expenses nor can it be invested in directly. Past performance is not indicative of future returns. All investments are subject to a risk of loss. Diversification and strategic asset allocation do not assure profit or protect against loss in declining markets. These materials do not take into consideration your personal circumstances, financial or otherwise.
