$MART $TEPS
Helping participants make
healthy saving and investing decisions.
About the Series
We are excited to introduce our newest series of financial wellness resources, Smart Steps with Moneta!
We understand that retirement planning can feel overwhelming.
After working with thousands of retirement plan participants each year, we noticed that certain investing and retirement concepts consistently create confusion, making it harder to make confident, informed decisions.
The goal of Smart Steps is to help you navigate these confusing concepts and build confidence in your financial decisions.
Meet Your Team
Smart Steps Library
-
When Should You Take Social Security?
It’s one of the most common questions we hear from retirement plan participants: “When should I actually start taking Social…
-
Traditional vs Roth 401(k): What’s the Real Difference?
If you’ve ever frozen up completing your 401(k)-enrollment wondering whether to choose “traditional” or “Roth,” you’re not alone. This trips up a lot of people, but it’s simpler than it…
-
The Importance of an Emergency Fund
Your Car Breaks Down. Your Fridge Dies. Are You Ready? Life doesn’t ask permission. A blown car engine, a dead refrigerator, a…
-
The Late Saver’s Trap
Why “Catching Up” With Aggressive Investing Can Backfire If you started saving for retirement later than you planned, you’re not alone —…
-
June 2026 Smart Steps – What is Compound Interest?
What is Compound Interest? At its core, compound interest is the process of earning returns on both your original investment…
-
May 2026 Smart Steps – Q2 Market Update
In this short video, Jake Winegrad from Moneta walks you through what’s been happening in the markets, what it means…
-
May 2026 Smart Steps – Tax Plan Benefits
In this month’s Smart Steps with Moneta video, Partner Kara Harmon addresses a common question we hear from clients this…
-
Smart Steps – Eliminating Credit Card Debt
In this Smart Steps with Moneta video, Senior Retirement Plan Advisor Mona Gooden talks through nine steps to consider when…
-
April 2026 Myth Busters – I Need to Move My Money to Something Safe to Counter a Loss
This is a thought we often hear from clients. Is this a method you should pursue? Listen as Senior Retirement…