Estate Planning
with Moneta Trust

Protecting What Matters Most 

You’ve worked hard to build a legacy—now it’s time to protect it.

Whether you’re planning for the next generation, navigating complex IRA rules, or simply seeking peace of mind, the Lane Hipple Team at Moneta is here to guide you with clarity, compassion, and confidence. 

We help you make the most of what you’ve built—so your wealth supports the people and causes you care about, long after you’re gone. 

Your Legacy, Thoughtfully Planned

Estate planning isn’t just about documents and distributions—it’s about your values, your vision, and the people you love. We take the time to understand what matters most to you, then help you build a plan that reflects it. 

Our estate planning guidance includes: 

  • Coordinating with your estate attorney to align your financial and legal strategies 
  • Planning for tax-efficient wealth transfer  
  • Structuring charitable giving and philanthropic goals  
  • Preparing heirs through education and communication 
  • Ensuring your estate plan evolves with your life  

We don’t replace your attorney—we work alongside them to ensure your financial plan and estate plan are fully integrated. 

IRA Distribution Planning:
Avoiding Pitfalls, Maximizing Potential 

IRAs are powerful tools for retirement and legacy planning—but they come with complex rules and high stakes. We help you navigate the evolving landscape of IRA distribution regulations, including the SECURE Act and its impact on inherited IRAs. 

Our founding partner, Thomas A. Lane, Jr., a Certified Financial Planner® and a Chartered Financial Consultant®, has been trained by the nationally recognized IRA Distribution Expert, Edward Slott, CPA. His understanding of IRA rules will help you preserve and enhance wealth for your family. 

If IRA assets make up a significant part of your estate, you owe it to yourself and your family to review your IRA Distribution Plan. Do not take for granted that you have a will and everything is in good order. A large IRA can throw a major wrench into your estate plan if you or your current advisor fails to recognize the urgency of reviewing your IRA beneficiary designation and distribution plan and coordinating them with your overall estate plan. 

Our estate planning guidance includes: 

  • Align your IRA strategies with your broader estate plan 
  • Understand required minimum distributions (RMDs) 
  • Minimize tax burdens for you and your beneficiaries 
  • Plan for inherited IRA distributions under new rules 

Whether you’re approaching retirement or managing an inherited IRA, we’ll help you make informed decisions that protect your wealth and your wishes. 

The Power of Moneta Trust:
One Partner for All of Your Assets

Our wholistic relationship with you positions us best to execute your wealth transfer plan with care and precision. This provides peace of mind that your advisor here, who knows you and your family well, can best administer the distribution of your wealth to the next generation, while also serving as a trusted advisor to those children and grandchildren. 

Through our partnership with Moneta Trust, we offer a seamless, in-house solution for trust administration and estate settlement. Moneta Trust brings deep expertise, fiduciary integrity, and a personal touch to every relationship— ensuring the long hours we have worked with you to clarify your goals are carried through when it matters most. 

With Moneta Trust, you gain:

Fiduciary Estate Management

We not only fully understand your vision, but we also have the resources to assist with the other necessary tasks in transferring wealth that can seem particularly daunting during times of transition. 

Corporate Trustee Services

You can have confidence in Moneta Trust’s fiduciary capability to act as your single source corporate trustee of both liquid and illiquid assets, however you need.

Trust Distribution Services

When it’s time to execute your trust, Moneta Trust works closely with your financial advisement team to simplify the process for you.

Trust Alignment

With Moneta Trust’s oversight, you can be assured the nuanced decisions that may have to be made for you align with your intent.