the hadary Team

We’re Here to Help.

Our specialty is helping you navigate the complexity of the two aspects of money; your personal money story and the technical components.

The traditional financial planning approach often focuses more on the technical side, but just as important is the focus on the personal side. Our team focuses on integrating the personal side with technical decisions to equip you with the tools to make the most informed and educated decisions.

Technical and Personal Sides to Money.

There exists a technical aspect of taxes, investments, estate planning, retirement, cash flow, risk management, etc. This involves deep technical knowledge in a variety of areas. Technical components of financial planning are what most people need help with and the one most financial advisors have largely focused on.

There is the personal aspect of relationships, emotions, hopes and dreams, self-esteem, sense of well-being, etc. which impact financial planning. These factors affect all human thinking, despite how logical people believe they are.

What Drives Decision-making?

Both aspects are equally important and complex. It’s the personal aspect, however, that drives money decisions.

Transitions Are Important Life Pivot Points.

Transitions are important milestones (positive and negative) at which life pivots in a critical way: divorce or death, sale of a business, retirement from a job, and family inheritance are examples of such milestones.

We are also aware that things change, and each change goes through four stages. We educate you on how to manage those stages and we provide the tools and knowledge to help keep you in control and productive.

Transitions Have Four Stages.

Anticipation: A change is coming. It creates expectations. The person may change behavior based on those expectations, putting them at risk when the expected doesn’t happen.

Ending: What has ended.

Passage: This is a time of uncertainty, possibilities, fear, and sometimes even chaos.

New Normal: The results are a different life, varying from smaller changes like a child heading off to college to putting life back together again after the loss of a spouse or partner.

Transitions Affect How We Think, Feel, and Act.

Transitions affect how we think, feel, and act with regards to money in those situations. We may become numb and withdraw, experience serious fatigue, have a short attention span, and/ or behave inconsistently.

Transitions can also create new challenges and struggles: short-term versus long-term thinking, loss of self and status quo, lack of direction, inability to make connections, and/ or new choices to be made. These challenges can complicate the decision-making process.

There Are Different Approaches to Transition.

Traditional financial planning focuses on the technical side, making limited accommodation for the personal part.

Our Point: The Hadary Team makes a point to focus on the personal side while integrating with the technical decisions that are required. We are trained and prepared to help you address the challenges of all four stages of transitions. We have the tools and knowledge to help keep you in control and productive through the changes.

Talk to our team today