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Please note that May 26 is Memorial Day and our offices will be closed. Additionally, our offices will be closing early at 3:00 PM local time on Friday, May 23. Thank you for your patience and understanding…
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By Lynn M. Dunston, CFP®, EA, AEP®, CAP® Introduction Navigating the world of financial advising can be overwhelming, particularly when your wealth reaches a level where strategic planning is essential. Among the different types of…
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By Lynn M. Dunston, CFP®, EA, AEP®, CAP® Introduction When managing significant wealth, the stakes are high. Individuals and families entrust their financial well-being—and often their legacies—to their chosen advisors. But how can you ensure…
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Most employees depend on their employers for health insurance today. It is possible to go into the open market and buy an individual health insurance policy under the Affordable Care Act, but these policies tend to be…
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By Lynn M. Dunston, CFP®, EA, AEP®, CAP® Introduction Managing wealth effectively is about more than just growing assets—it’s about making strategic decisions that align with your financial goals, lifestyle, and long-term security. At some…
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Actions Support the Social Security Fairness Act Written by Mark Hinkle, Social Security Press Officer Today, the Social Security Administration announced it is immediately beginning to pay retroactive benefits and will increase monthly benefit payments…
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Please note that Moneta offices will close at 12:00 pm CST on Tuesday, December 24 and remain closed through December 25. Our offices will close early again at 3:00 pm CST on Tuesday, December 31 through…
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The Medicare Part B premium will be $185 per month in 2025, a 5.9% increase from this year’s $174.70. Most individuals pay no premium for Part A, as long as they’ve paid into Medicare at…
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**UPDATE 12/11/24** Thanks to your overwhelming generosity, all the gifts listed below were purchased, and we still have a week to go! If you would still like to donate, we will accept gifts card to…
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An RIA is dedicated to their clients’ future: helping them toward financial and personal success. So, you’ve probably given a lot of thought to your own future: what will happen to your business and your…
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This article was written by Elaine Floyd, CFP® and modified from the original, found here. A key feature of Medicare—and any insurance really—is that the system only works if people maintain continuous coverage. This is why…
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The article aims to answer the question “Is Cash Back Taxable?” Below is an excerpt from the original article, you can read the full piece on MoneyGeek HERE.* Are cash‐backs received from purchases considered taxable income? …
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Hello! In this episode of Ask the CFP®, we’ll delve into a particularly thorny issue: what happens to inheritance and pre-marital dollars in a divorce? The circumstances and decisions leading to divorce are often complex…
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Please note that our offices are closed in observance of the Fourth of July holiday.
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by Michael Torney, J.D., CFP®, LL.M. I remember the first time I saw a show on Broadway. Les Misérables and I was a kid. I was hooked. The energy from the performers, the full house, the…
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Planning a trip is exciting, inspiring…and nerve-wracking. As you compare options, piece together the details, make deposits, and purchase tickets, the whirlwind of anticipation can quickly be derailed by “what ifs…” What if one of…
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“The best-laid schemes of mice and men gang aft agley.” -Robert Burns What should you do if a plan you made isn’t working? Let’s look at how exit planning can position business owners to successfully…
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Welcome to this month’s Ask the CFP® segment. Today, we’ll talk about a disruption that occurs every four years in the United States……. presidential elections. Politics and the markets are intertwined because our market…
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By Wesley Sebacher, CFP®, CAIA® Investing in company stock through an employer-sponsored retirement plan can present individuals with an opportunity known as Net Unrealized Appreciation (NUA). NUA allows employees to take advantage of potentially significant…
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Planning for a successful future can seem overwhelming. Where do you start? How do you make time? Which questions should you ask? Today, we’ll present a process that can help you organize your thoughts and…
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By Mike Vredenburgh CFP®, AIF®, ChFC® – Senior Advisor This is the second and final part of my blog series (Part One HERE) focusing on charitable giving. Specifically, completing charitable gifts using tax-efficient strategies such…
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by Kevin Ward CFP® – Advisor I recently wrote a blog post about Buy-Sell Agreements and why they are an important planning tool for business owners. Another contingency plan scenario that requires additional planning is…
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Hello everyone, and welcome to this month’s Ask the CFP® segment. This month’s question is, “How do I maximize the tax benefits of charitable gifts?” If you’re charitably inclined, you’re already doing a wonderful thing…