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By Wesley Sebacher, CFP®, CAIA® Investing in company stock through an employer-sponsored retirement plan can present individuals with an opportunity known as Net Unrealized Appreciation (NUA). NUA allows employees to take advantage of potentially significant…
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Planning for a successful future can seem overwhelming. Where do you start? How do you make time? Which questions should you ask? Today, we’ll present a process that can help you organize your thoughts and…
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By Mike Vredenburgh CFP®, AIF®, ChFC® – Senior Advisor This is the second and final part of my blog series (Part One HERE) focusing on charitable giving. Specifically, completing charitable gifts using tax-efficient strategies such…
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by Kevin Ward CFP® – Advisor I recently wrote a blog post about Buy-Sell Agreements and why they are an important planning tool for business owners. Another contingency plan scenario that requires additional planning is…
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Hello everyone, and welcome to this month’s Ask the CFP® segment. This month’s question is, “How do I maximize the tax benefits of charitable gifts?” If you’re charitably inclined, you’re already doing a wonderful thing…
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by Kevin Ward CFP® – Advisor Back in July I wrote a blog about how and why business owners should diversify their personal net worth and overall wealth. So, how do you ensure that your…
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By Stephanie Rogers CFA, CFP®, Senior Advisor When your adult child in their 20s wants to buy a house and may not qualify for a mortgage loan, what is the best way to help them? …
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by Andrew Kelsen – Head of Alternative Investments Setting expectations for alternative investments 2019 through 2022 were not normal times. The combination of COVID, war in Ukraine, sharp episodes of inflation, white hot deal markets…
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By Tim Nielsen, CFP® – Advisor Read part one HERE In this two-part blog series, I am going to discuss psychological biases that impact our investment decisions and how to manage it. Countless books and…
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MoneyGeek recently featured Advisor Kyle Luetters in an article providing tips n finding the best first-time credit cards. Below is an excerpt from the original article, you can read the full piece on MoneyGeek HERE.…
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by Tasha Borglum The advisor you’ve known and loved for many years is retiring. What now? The sale of an Advisor’s practice can take many forms: selling to a private equity firm, joining another Registered…
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MoneyGeek recently featured Advisor Michael Peek to provide his thoughts on what steps to consider when researching a car insurance provider. Below are excerpts from the article, which you can see in its entirety HERE. How…
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By Tim Nielsen, CFP® – Advisor In this short blog post, I am going to talk about why it is so important to remind yourself to remove that little voice over your shoulder. The one telling…
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By Mike Vredenburgh In this blog series, I am going to focus on charitable giving. Specifically, how to discover meaningful philanthropy and then financial strategies to carry out charitable giving. The first part of…
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by Kevin Ward, Advisor When you start a business, you are putting your life, sweat, tears, and finances behind it. As that business grows and revenues increase, you are often faced with the difficult decision…
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Hello everyone and welcome to this month’s Ask the CFP® segment. This month’s question is, “Why are POAs important and how do they work?” A power of attorney – or POA is a legally…
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By Kim Mueller, Senior Advisor Spring means warmer weather, longer days and blooming flowers – and also a time for a thorough house cleaning after a cold winter. But it may also be the…
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By Tasha Borglum, Partner The advisory fee conversation can be an uncomfortable one because, frankly, it can be pretty confusing. At Moneta, we strive to be extremely transparent and upfront about our fee structure which…
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We love this question because the Medicare surcharge, also known as IRMAA, can be costly if someone isn’t aware of it. While IRMAA may sound like a nice lady that lives down the street from…
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As a successful business owner, the people closest to you likely rely heavily on you. They may also have expectations regarding your wealth. Your plans for how you’ll disperse your wealth, and the expectations others…
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Written by Elaine Floyd, CFP® If there is one key differentiator between baby boomers and their parents, it is the higher incidence of divorce. Americans over 50 are twice as likely to be divorced compared…
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Last month, the Sward Team celebrated our ten year anniversary. It’s a big milestone, and one that requires gratitude, as well as a sigh of relief. We have certainly had our ups and downs over…
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When you retire, the typical paycheck from your employer stops coming, but your income needs do not necessarily stop coming. Instead, you may start to rely on your investment portfolio to replace your salary with…
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Making the change from receiving a paycheck to creating your own income stream can be stressful. Let’s walk through how we approach this transition.