News and Articles
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This article was written by Elaine Floyd, CFP® and modified from the original, found here. Medicare open enrollment is about to begin Over the next few weeks, Medicare beneficiaries will receive their latest plan documents,…
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Understanding the Key Differences The second most important decision clients make with respect to Medicare—after they’ve decided to enroll in Medicare in the first place—relates to how they want to get their care. Faced with…
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In today’s digital age, managing your Social Security benefits has never been easier, thanks to the Social Security Administration’s (SSA) online services. Starting in September, they are transitioning to a new login system. Everyone who…
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Revisit, Revise, and Strengthen Your Financial Plan for the Remainder of 2024 Planning for retirement demands a lot from us – and it’s not a one-time job. Whether it be our time, energy, or financial…
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A Comprehensive Guide to 529 Plans and Coverdell ESAs for Education Savings Navigating college savings is a significant concern for many families. With rising tuition costs and the increasing necessity of higher education for career…
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Introduction On May 28th, 2024, a seemingly inconspicuous trade settlement change swept through the financial markets in the United States. While it might have gone unnoticed by many, this update holds significant implications for investors,…
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Navigating Property Tax Relief in the Garden State Understanding the importance of financial planning for seniors, the State of New Jersey offers the “Senior Freeze” Program, a property tax relief initiative designed to stabilize property…
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An unwavering belief in the timeless wisdom of “waiting for the right pitch” At the recent Berkshire Hathaway annual meeting held in Omaha, Nebraska on May 4th, 2024, Warren Buffett once again emphasized his steadfast…
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By: Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA The rules of Roth IRAs create multiple tax-saving opportunities for Roth funding. Many consider Roth IRAs a gold standard for retirement savings because they provide a…
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Strategic Adjustments for Enhanced Financial Health: A Mid-Year Review Guide As we approach the midpoint of the year, it’s an ideal time to review and potentially reset your financial strategies. This period allows you to…
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Three Questions to Help You Clarify Your Lifestyle Goals There’s No Better Time Than Right Now to Strengthen Your Financial Future National Retirement Planning Week, observed from April 13-17, serves as a timely reminder of…
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Tips to Help You Practice Meaningful and Strategic Philanthropy Many people find that being philanthropic with their money brings them joy. After all, being charitable can be a meaningful experience and is a way to…
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By: Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA Beneficiaries subject to SECURE Act’s 10-year rule and required to take annual RMDs were granted an automatic waiver of the excise tax that would otherwise apply if they failed to…
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Tips to navigate ESOP suitability within the context of financial planning strategies Employee Stock Ownership Plans (ESOPs) have emerged as a popular mechanism for companies to foster employee ownership and align the interests of employees…
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If Financial Communication Doesn’t Come Naturally, You’re Not Alone Money conversations with your spouse are imperative when you want to achieve joint goals, and yet they don’t always come easily. Money is a very personal…
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Smart Money Moves: Will You Start the New Year with a Roadmap to Success? The coming of a new year inspires much thinking and planning. You may be looking for ways to structure and organize…
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Tips to Serve Your Family Now and into the Future Through Smart Legacy Planning for Families Affluent individuals often turn to legacy planning for families to ensure that they protect not only their financial standing…
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Updated 12/20/23 – THANK YOU so much to our clients for your generosity and kindness! Our collection for families with children from the local school district was very successful. Every item on their wish list…
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Written by Thomas A. Lane, Jr., ChFC®, CFP® “I HATE annuities, and you should too” is a popular marketing campaign utilized by a national investment advisory firm to create uncertainty and fear among annuity owners…
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Proper financial planning includes forecasting future Social Security benefits In a welcome development for millions of Americans relying on Social Security, the Social Security Administration has recently announced an increase in retirement and disability benefits.…
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Countdown to the sunset of the 2017 Tax Cuts and Jobs Act has started As 2026 approaches, the financial and legal communities are abuzz with discussions about the imminent sunset of the 2017 Tax Cuts…
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Signs are encouraging and the possibility seems more tangible than ever In the intricate world of economics, maneuvering the vast U.S. economy without causing disruptions is likened to steering a colossal ship through a tempestuous…
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The vital role of inflation in financial planning for children’s college expenses In today’s rapidly changing economic landscape, proper financial planning has become more critical than ever. When it comes to saving for children’s college…